Strategies/Smart Accumulator

Smart Accumulator

Smart Accumulator buys a coin on a schedule and holds it, like dollar-cost averaging, but sizes each buy by price. It compares the last daily close with the coin's 200-day average: below the average it buys 1.5x the amount, more than 1.5x above it it buys half, otherwise the normal amount. The default is $100 every Monday (UTC), and everything is a setting: the amount, daily, weekly or monthly buys, the multipliers and a total spending cap. An optional take-profit sells 10% of the holding when price is more than twice its 200-day average, at most once every 30 days. Spot only: no leverage, no shorts, no stop-loss. It cannot make money on a coin that keeps falling: buying more below the average means holding more of it. Tested on 43 coins with settings fixed before the test: the smart rule bought at a lower average price than plain weekly buying in 98% of cases. Over 2 years BTC returned a median 38% on the money put in. On 20 altcoins it was never tuned on, in a mostly falling market, the median 2-year result was -14% (plain weekly buying -18%), and about break-even with the take-profit on.

spotSMATested on 0 of 13 exchangesFull docs & changelog
All bots on this strategy
Not enough data on v1.1 yet

Each bot's return on this version since it became stable (at most the last 30 days), averaged over bots with 5+ trades on it; drawdown marks open positions to their last stored price. Live bots only, else paper bots. Returns and drawdowns are over each bot's largest position, so leverage does not change them.

No backtest recorded yet — but it has bots running
Bots running
2
Across 1 exchange
Tested performance

How Smart Accumulator did in testing

TradeStaq research results, not a single backtest: this setting was tested on 5 coins.

Smart Accumulator — Smart DCATested on an earlier version
Avg return per coin
+60.5%
Coins profitable
5 / 5
Typical worst drawdown
-29.7%

How it trades

  • About 4 trades a month
  • About half of new bots traded within 3 days

This preset

  • Uses 100% of the balance per trade
  • Spot only: no leverage
  • Trades on daily candles
  • $100 a week, 1.5x below the 200-day average, 0.5x above 1.5x it
  • Never sells

By market condition

1 year, 5 most traded
each start held 1 year (coins +13% over the same windows, median)
Avg return
+17.2%
Profitable
5 / 5
Worst DD
-29.1%
2 years, 5 most traded
each start held 2 years (coins +59% over the same windows, median)
Avg return
+60.5%
Profitable
5 / 5
Worst DD
-29.7%
3 years, 5 most traded
each start held 3 years (coins +272% over the same windows, median)
Avg return
+294.5%
Profitable
5 / 5
Worst DD
-35.3%
All tested coins, 2 years
all 37 coins with 2 years of data (coins -16% over the same windows, median)
Avg return
+3.4%
Profitable
18 / 37
Worst DD
-40.6%

Coin by coin

CoinReturnWorst drawdownBuy & holdTrades
BTC/USDT+38.3%-26.3%+46.7%104
ETH/USDT+17.5%-42.8%+18.6%104
SOL/USDT+119.9%-31.7%+338.0%104
XRP/USDT+36.0%-22.0%+150.5%104
ZEC/USDT+90.7%-29.7%+59.1%104

Weekly buys of $100 (x the multiplier) on the 5 most traded coins among the 43 tested, ranked by 30-day Bybit trading volume up to 9 Oct 2026, a rule that ignores results: BTC, ETH, SOL, ZEC, XRP. Settings fixed before the test, never tuned. A bot started on the 1st of every month once the coin had 200 days of prices; return = holding value plus cash from any take-profit sales vs the money put in, fees and slippage included; drawdown = the largest unrealised loss on the money put in. Today's most traded coins are partly so because they rose: on all 37 tested coins with 2 years of data the result was much lower (row below). Daily perpetual prices stand in for spot. Tested in Nov 2026 with version 1.0. That is an earlier version: it now runs 1.1. Includes coins that were never used to design the strategy. Past results don't guarantee future ones.

Run it yourself

No signup

Real historical candles, the same engine the bots use. Equity curve against buy-and-hold, win rate, drawdown. The strategy code stays server-side.

Where Smart Accumulator has been tested

One row per exchange with a recorded backtest: the best public run on that exchange, on the pair and timeframe it was run against. These are backtests, not bot records. 0 of 13 compatible exchanges have one; the other 13 are listed below without numbers.

Compatible, not yet backtested:BinanceBinance.USBybitCoinbaseKrakenOKXKuCoinBitgetGateMEXCHTXBingXCrypto.com

Think Smart Accumulator could do better?

Strategy Lab uses AI to mutate and backtest strategies like this one, keeping only the changes that beat the numbers above — validated on data it never trained on.

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Size your Smart Accumulator position

Free calculator — set your risk per trade and stop-loss to get the exact position size before you deploy. Pick your exchange or broker. No signup.

Start Trading with Smart Accumulator

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